Home Purchase Mortgages

Your path to homeownership — with clear guidance and real options.

Step one

We start with a simple conversation to learn what you’re buying, timeline, & what matters most.

Step two

I assess income, credit, and documents to determine the best mortgage options without judgment.

Step three

You’ll receive personalized mortgage solutions from banks, credit unions, and flexible lenders.

Step four

I handle the details, communicate clearly, and support you from approval to keys-in-hand.

A mortgage plan built for real life

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Buying a home can feel overwhelming — especially if you’ve been turned away before or don’t fit perfectly into a bank’s box. My job is to cut through the confusion and give you real clarity on what you can afford and how we can get you there. I take the time to understand your situation so you never feel like another application.

With access to bank, alternative, and specialty mortgage products, I help you explore all your options so you can move forward with confidence, not guesswork. And no matter your situation — whether you’re buying locally or relocating to St. Thomas or Elgin County — I’ll explain everything clearly so you feel supported and in control.

Support at every step

From pre-approval to the final signing, I’m here to make every step of the mortgage process simple, stress-free, and completely transparent. You’ll always know exactly where you stand, what comes next, and why each decision matters — no surprises, no guesswork.

Whether you’re upsizing, downsizing, relocating, or purchasing your very first home, you’re never navigating it alone. I’ll be right by your side, guiding you, answering your questions, and making sure the journey is as smooth and confident as possible.

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Frequently asked questions

  • Most buyers need at least 5% down, depending on the purchase price. I’ll walk you through exact numbers and help you plan the best path.

  • Yes — a pre-approval gives you a clear budget and strengthens your offer. I can complete this quickly and guide you through every requirement.

  • Absolutely. Whether you’re moving for work, family, or a fresh start, I help you understand your mortgage options before you make the move. You’ll get clear guidance on what you can qualify for and what to expect in your new market so you can plan with confidence.