About Brad
Your local mortgage agent with real options for real people
9+
Years of experience in the mortgage industry
100%
Local market knowledge
700+
Community members reached every Friday through our newsletter
50+
Lenders with hundreds of options
100%
Client-focused approach
Meet Brad, your local Mortgage Agent
For many, getting a mortgage can feel overwhelming — especially if your income isn’t “traditional,” your credit isn’t perfect, or you’ve been turned away by your bank. I understand, because I’ve been there myself. My own credit challenges years ago shaped the way I approach this work: with empathy, kindness, and no judgment. Since 2016, I’ve been helping people navigate one of the biggest financial decisions of their lives —
Making the process feel safe, transparent, and fully supported. Whether you’re a first-time buyer, a small business owner, or someone relocating to St. Thomas or Elgin County, my goal is to be your go-to local resource. I want you to feel understood, confident, and empowered every step of the way, knowing you have a trusted partner who truly knows the community.
A mortgage plan built for real life
The truth is simple: banks can only offer one thing — their product. And if you don’t fit perfectly into their box, you’re often left feeling discouraged or confused. That’s why I’ve built my business differently. With access to a full suite of bank, alternative, and private lending options, I can help you find a solution that actually fits your life — not someone else’s rules.
From bank statement mortgages for business owners to creative income solutions for seasonal or part-time workers, I help clients understand what’s possible. No pressure. No shame. Just clear guidance and real options designed to get you into the marketplace, period.
Tools to help you start with confidence
Mortgage Calculator
See your numbers, explore payment options, and get a clear view of your home journey — all before you apply.
My Mortgage App
Easily upload documents, track your progress, and stay connected — all from your phone. Perfect for busy families and business owners.
Community Blog
Local insights, homeowner tips, St. Thomas updates, and honest advice — designed to keep you informed, not overwhelmed.
Apply Now
Ready to get started? Apply securely online, and I’ll review everything personally before reaching out with next steps tailored to your goals.
A mortgage experience that’s simple & human
If you’ve been told “no,” if you’re unsure where to start, or if your income doesn’t fit perfectly into a bank form — you’re in the right place. Let’s explore your options together and build a plan that gets you into the market with confidence.
Rooted in St. Thomas, invested in the people who called it home
When I’m not helping clients, you’ll find me supporting local businesses, contributing to community-led projects, and connecting with the 700+ residents who subscribe to the local newsletter I proudly sponsor. This community has shaped my life and career, and giving back is one of the most meaningful parts of what I do.
Whether it’s sharing local recommendations for newcomers, highlighting small business owners, or staying involved in neighbourhood events, I want people to feel welcomed, seen, and supported. Mortgages may be my job — but community is my purpose.